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Suzuki Finance Letchworth, Hertfordshire

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Suzuki Finance

Choose your desired vehicle, along with a deposit, the length of the agreement and a maximum mileage. At the end of the period you have the option to buy the car outright for an agreed amount, known as the GMFV (Guaranteed Minimum Future Value), or return the vehicle back to the lender (within agreed fair wear and tear limits) with absolutely no further obligation.

Benefits of PCP

Opportunity to drive a new Suzuki more often.
Flexible deposit.
Flexible repayment terms.
Usually a lower repayment, compared to a HP agreement with the same term
Fixed rates
Protection against depreciation of used car prices, with the assurance of GMFV.
The options to renew, return, or own the vehicle at the end of the agreement.

At the end of the agreement you may choose from the three following options:

Option 1 - Renew your vehicle and drive away in a brand new Suzuki. Use any excess value over the GMFV as deposit on your new vehicle.

Option 2 - Return the car. Providing the vehicle does not exceed agreed fair wear and tear limits and has not exceeded the agreed mileage, you having nothing more to pay.

Option 3 - Retain your vehicle. Pay the GMFV and you own the vehicle.

Hire Purchase

This is the traditional package which involves taking the total cost of your chosen vehicle, deducting a deposit amount, and then choosing the length of the agreement. Interest is added, and monthly instalments are calculated. Assuming all payments are met, at the end of the agreement, the vehicle is yours.

Benefits of HP

Flexible deposit.
Regular and flexible repayment terms from 12 to 60 months.
Fixed rates
You own the vehicle at the end of the agreement.

Personal Contract Hire

PCH from Nortonway is a contract hire agreement suitable for renting selected Suzuki vehicles supplied by us. The vehicle will not belong to you at any point in the agreement and so you cannot sell the vehicle. The agreement is mileage-based and it is important that your agreement reflects your predicted annual mileage.

With PCH from Nortonway, you will pay an agreed number of advance rentals plus VAT followed by remaining rentals plus VAT for the contract term. The vehicle must then be returned to the finance house.

Why choose Personal Contract Hire from Nortonway?

Low initial payments usually 3, 6, 9 or 12 advance rentals including VAT.
Fixed prices 2, 3 or 4 year rentals plus VAT. Rentals are fixed and do not change with interest rate movement (excluding VAT changes).
Road fund license included for full term
Breakdown Cover included for full term.
Optional replacement vehicle available for 48 hours in the event of a breakdown attended by the AA at the roadside.
No depreciation concerns
Optional maintenance packages available so all service, repair and maintenance costs are budgeted for.
Mileage amendments usually can be made to the contract during the term.